A Trident Van Insurance Broker will work with you to give you the best price on your van insurance. Whatever your area of work is, your van will no doubt be essential to you success as a business.
In the unfortunate event that you are involved in an accident or your van is stolen, you cannot afford to stop doing business because you cannot use your van. Trident insurance will work with you to make sure you get the best deal on your van insurance with adequate cover – a van insurance quote to suit your needs at a good price.
Interested in our Van Insurance? Please fill in the form below and a member of our team will be in touch to provide you with a bespoke quotation.
When choosing van insurance, there are three main levels of cover to choose from. The first is third party van insurance, which is a legal requirement. It is illegal to own a van which is not covered by at least third party van insurance. Third party van insurance will protect you if you injure a third party or damage a third party property but doesn’t not protect you if your van is damaged or you suffer any injuries as a result of an accident. In this situation you will have to pay out on your own to cover any repair costs that may arise as a result of your accident.
The second main tier of cover is third party fire and theft insurance. This will cover you if your van is stolen or set alight. Although it is not a legal requirement to have this level of cover, we recommend that you look into it if losing your van would mean that your business would have to come to a halt.
The highest main level of van insurance is fully comprehensive van cover. This covers you for claims where you are at fault or the blame can’t be allocated to one party or the other.
Fully comprehensive van cover often includes things like a courtesy vehicle if yours is taken off the road and windscreen cover, for example. You are also covered, unlike the previous tiers of cover, for injuries to yourself and damages to your van. As with the previous level of cover, it is not a legal requirement to have fully comprehensive van cover but it is highly recommended if your van is essential to your business.
If you have multiple drivers of your van, you need to make sure they all have appropriate insurance. You can insure your van for any driver to use, but you will more often than not have to pay more to insure your vehicle. An alternative is to insure your van so any ‘named’ drivers are insured to drive it, this will more often than not be cheaper than insuring your van for any driver.
Deciding what kind of van insurance and what level of cover you need can be complicated. We, at Trident Business Insurance will make it easier for you and find you the best van insurance quote so you don’t need to worry.
Please use the contact information provided below to get in touch with our team
For more information on how Trident Insurance can help you please call 0800 038 9000
Registered in England and Wales. Company Number 4010965. Trident Insurance is part of Advanced Insurance Centres Limited, 4 Clements Court, Clements Lane, Ilford. IG1 2QY Authorised and Regulated by Financial Conduct Authority (FCA). Registration Number 306128. All calls will be recorded for your security Copyright © 2017 Advanced Insurance Centres Ltd trading as Trident Insurance. All rights reserved. All trademarks are the property of their respective owners.