Restaurant & Cafe Business Insurance
RESTAURANT BUSINESS INSURANCE
Running a public house or restaurant can be a big responsibility and it is important you have the right level of restaurant business insurance cover for your business.
Similar to a home or office insurance policy, you should be insured for the contents of your restaurants or public house in the event that they are damaged, lost, stolen or destroyed. You need to specify the value of your contents to us whilst we are getting you a quote to ensure you will be adequately insured.
As with contents cover, all of your stock should be insured in case it is damaged, destroyed, lost or stolen. You will still need to specify the value of your stock to us as with your contents while we are getting you a quote so you will be sufficiently insured.
Public Liability Cover
For all restaurants and public houses, public liability insurance cover is vital. This will cover if a customer is hurt or injured on your premises. Public liability cover also covers you if property is damaged in your premises. An example is a customer that hurts their ankle after having slipped over on a wet floor on your premises.
The injured customer, in this example, would be within their rights to sue you because their injury was caused as a result of business activities. Having good public liability cover ensures that compensation payments, NHS medical costs, and any legal costs related to the claim will be covered by your insurance company. Without public liability cover you could be liable for the whole claim.
Employers Liability Cover
You are legally required to have employers’ liability cover if you employ anyone to work on your premises. If you need to pay compensation to an employee that is injured or become ill as a result of working in your employment.
Employers’ liability cover, like public liability cover, ensures that compensation payments, NHS medical costs and any legal lees related to the claim will be covered by your insurance company. This also applies to ex-employees who have been injured or become ill as a direct result of working for you in the past.
Trident Business Insurance will work for you to find the best quote for your restaurant insurance so you have peace of mind and can continue to be productive as a business.
Deciding what kind of restaurant insurance cover you need can be complicated. At Trident Business Insurance will make it easier for you and find you the best quote so you don’t need to worry.
We like to keep our process simple and straightforward. Take a look below at how we get your insurance policy into play.
Get In Contact
The first step is to get in contact with us. You can give us a call, or fill our the contact form at the bottom of this page
Once we have received your enquiry, a member of our team will help you into being connected to the right department.
Assign an Agent
We assign you with a designated account manager who will be your point of contact should you need to contact them.
Start your Policy
Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).
Get your Restaurant & Cafe Business Insurance quote.
Interested in our Restaurant & Cafe Business Insurance cover? Please fill in the form below and a member of our team will be in touch to provide you with a bespoke quotation.
Restaurant & Cafe Business Insurance, Made To Measure For Your Business.
We’ve provided Restaurant & Cafe Business Insurance cover for over 24 years. Our experienced insurance negotiators will work with you to build an insurance plan, specifically tailored to your requirements and budget. As independent brokers we can search all insurers to deliver the most competitive Restaurant & Cafe Business Insurance cover package.