Commercial Vehicle Insurance and Van Insurance

Why Do I Need Van Insurance or Commercial Vehicle Insurance?

Any time you use your van for work it is important to get commercial cover. Purchasing commercial van insurance or commercial vehicle insurance for business purposes is all about keeping you and your company safe if an accident occurs. You never know when one might be severe and lawsuits will be involved. So your cover has to be ready for even the most expensive situations.

When purchasing van insurance or commercial vehicle insurance it is important to understand which cover is best suited to you. Generally speaking it is wise to get the best cover you can afford, for added peace of mind. Take into account how much excess applies to the policy – a high excess may make a year’s cover cheaper, but decide whether you could provide the excess payment if necessary.


What is the difference we provide?
It comes up time and time again. Commercial vehicle and van drivers call us not expecting any difference from Trident Insurance. They are amazed that we can help them with their insurance. Get an online quote now for your commercial vehicle insurance or commercial van insurance. Alternatively you can call us and speak to a commercial van insurance professional who lives and works in the UK.

What should I be considering to keep my costs down?
The secret to getting a good deal on commercial van insurance or commercial vehicle insurance is to think about what matters most to you and your business.

• Do you need a replacement van whenever your vehicle's off the road (subject to availability)
• Is it important that you can drive abroad without paying extra?
• Choose the smallest van you can - commercial van insurance gets cheaper as the weight class gets lower
• Some commercial van insurers will match your car insurance's no claims bonus
• You may get a discount if you have experience of driving a commercial van for someone else
• Fit an alarm and immobiliser

• Make sure you're covered for business use if you need it: it's not always standard
• Check the exclusions - for example, your policy may not allow you to drive other vans
• Tools and goods in the van - although some policies do cover this, you'll usually need to take out separate insurance against theft from your van