Trident Insurance

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HGV & Lorries
Insurance

Our HGV & Lorries Insurance gives you
competitive pricing and peace of mind.

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In need of HGV & Lorry insurance?

Trident’s truck insurance account managers will work in partnership with you, building the perfect HGV insurance policy for your company.

Your insurance policy includes full cover in the Uk and across the EU if required. If you’re a haulage contractor with a single vehicle or company with a fleet of vehicles up to 100T.

Trident will provide the perfect HGV and truck insurance policy to cover all of your requirements.

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What is HGV & Insurance for Lorries

HGV and Insurance for Lorries is a type of commercial vehicle insurance specifically designed for vehicles over 3.5 tonnes in weight that are used for the carriage of goods. This insurance covers many types of vehicles, from small trucks for local deliveries to large trucks that travel internationally. Our policies are crafted to address the risks associated with the transport and logistics sector, offering coverage that includes third-party liability, comprehensive damage, and goods in transit, among other options.

Additionally, our HGV and lorry insurance policies acknowledge the dynamic nature of the haulage industry, offering flexible coverage that adapts to seasonal fluctuations and varying cargo types. Understanding that downtime can be costly, we strive to ensure swift claim processing and support for temporary replacement vehicles, minimising any interruption to your services.

This dedicated approach aims to provide not just insurance, but a comprehensive risk management solution, safeguarding your business against unforeseen events and keeping your operations fluid and resilient. With Trident Insurance, you gain a partner who is committed to protecting the backbone of your logistics operation, ensuring that your fleet remains compliant, protected, and ready for the road ahead.

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Don't get left in the dark should the worst happen

view our levels of cover below!

Third party is a popular type of cover since it’s the most affordable. It’s worth bearing in mind that while third party insurance is the cheapest cover you can get, it also provides the least protection for your own vehicle. If you’re involved in an accident then your vehicle will only be covered by the third party’s insurance if you’re able to prove that they were liable for the accident. Otherwise, your vehicle will not be covered.

If you decide you do want to get a third party policy then you can add additional cover to it by getting third-party, fire and theft. Not only will you be able to drive your vehicle legally but you’ll also be covered against the risk of damage by fire and vehicle theft.

A fully comprehensive policy will provide the highest level of protection when it comes to accidents. Not only will third party vehicles be covered in accidents where you’re liable but your own vehicle too. HGVs are very expensive vehicles so it’s always recommended that you get a comprehensive policy.

Liability claims are commonplace nowadays so having protection against them is never a bad idea. If you were to face a liability claim and lose it, it could prove to be financially devastating.

A big part of the expense of a liability claim is paying the legal fees to fight it. Having legal expenses covered as part of your policy means you won’t have to worry about this should the worst happen.

 

Our Easy Process

Get in Contact

The first step is to get in contact with us. You can give us a call, select 'Get A Quote', or fill out the contact form to the right.

Schedule Meeting

Once we have received your enquiry, a member of our team will help you into being connected to the right department.

Assign an Agent

We assign you with a designated account manager who will be your point of contact should you need to contact them.

Start Your Policy

Once we have agreed your terms and conditions on your policy, we then start your policy at the price agreed (no hidden fees).

Get your HGV & Lorry Insurance quote.

Interested in our HGV & Lorry Insurance? Please fill in the form above and a member of our team will be in touch to provide you with a bespoke quotation.

Opening Hours
Monday - Friday
Saturday
Sunday

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Why choose trident?

Decades of Experience

With 70+ years of insurance experience, we have deep insurance knowledge and experience to give you peace of mind.

Thousands already Insured

We proudly support over 10,000 people with insurance ensuring they don’t have to worry for a second of their life

Locally Stationed

Our staff, all based in the UK, receive full training and have their performance and knowledge assessed monthly to meet our highest standards. We only work with FCA or specific industry registered companies.

Ready to start your coverage?